Holiday Shopping

To shop or not to shop? That is the question. Is it smarter to suffer crowds and craziness for outrageous deals at the mall, or to sit safely in your cozy home, racking up bargains from the Internet? As soon as Thanksgiving is over, holiday shopping season kicks off in full force with Black Friday, followed quickly by Cyber Monday. Here are some ideas that will let you complete your holiday shopping for less this year.

Look for price matching guarantees.

Savvy shoppers know the deals they want to buy before they ever leave home. Make a list of holiday gifts you plan to give. Check your list against sales advertisements to find the lowest price. Double check the ad for a price matching policy, or even better, a lowest price policy. These policies can condense your shopping to one or two stores, saving you both money and time.

Take advantage of special prices online.

Don’t forget to look online for must-have presents. Many online retailers offer spectacular sales on Cyber Monday. Free shipping deals abound during the holidays, and promotional codes offer extra savings. Use a search engine to check for promo codes before you check out. Many stores open their online sales as early as Thanksgiving Day, so while everyone else sleeps off the turkey, you can start checking items off your list.

Get an early start.

Keep an eye on the sales happening in the week leading up to Thanksgiving. The prices may be as good or better, and you won’t have to dodge crazy drivers in the mall parking lot. If you do find a better price on Black Friday, ask for a price adjustment. Many stores will refund the difference to a new lower sales price within 1-2 weeks of your original purchase.

Black Friday got its name from generating huge profits for retailers, pulling them back “into the black.” Keep your own finances in the black by shopping wisely this holiday season. Whether you shop in store or online, you can use these strategies to score great prices on the gifts you want to buy.