Using Up Your Dental Benefits

Whether it’s an extended illness that catches you off guard or a nasty sprain from stepping awkwardly off the curb, we all know the benefits of having good health insurance. However we often get so caught up in hacking coughs and broken bones that we forget about our dental insurance.

Yes, teeth are important too. Are you making the best use of the money you’re paying to keep those pearly whites in tip-top shape?

Dental benefits in many insurance plans don’t roll over into the next year, so it’s essentially a use-or-lose situation. You wouldn’t leave vacation hours on the table at work, so why let those hard-earned dental benefits go to waste?

There are plenty of good reasons to use them. You’ve heard lots of horror stories about root canals or abscessed teeth. Well, this is one horror story that can have a happy ending because many of these problems can be detected long before they reach that stage. Regular dental check-ups are your best defense. The best part of it is that preventative care check-ups are free under many dental plans. That’s right. They cost you nothing except an hour or two of your day.

If your choppers do need more extensive treatment, the end of the year is a good time to schedule it. By this point you’re likely to have met your deductible, but are still under your annual maximum. That means you’re not only helping your teeth out, but helping your wallet out too.

Your teeth put in a hard day’s work. Give them the appreciation they deserve by maximizing your plan’s dental benefits.